FAS’s

You may go to any doctor or hospital; however, if you stay within the First Health Network, you will receive large discounts on your medical bill. Note: Our carriers’ networks are among the largest networks.

No, a short 5-10 minute phone interview is all that will be required. We will schedule your interview at your convenience. We work early and late.

No, you will not be charged anything until you have been approved for coverage. Additionally, you have 10 days to review your policy. If the policy is returned, your premium will be refunded.

Our program is guaranteed renewable and we cannot single you out for a rate increase regardless of health problems.

First, we only insure people who are reasonably healthy. Second, we only write coverages that you want and need. Example: Does a 50 year old married couple really need to pay for maternity coverage? Do you need coverage for drug rehab, etc.?

We try not to get political, but Washington isn’t making it easy. Luckily, our preferred health insurance companies have been running the same program for almost 30 years; before, during, and presumably after ObamaCare or whatever is next.

No. We simply ask you a few medical questions and submit them to the company. For your protection, the company will verify your answers are correct. That is it

The underwriting guidelines are very lenient. If you do not have a major illness or facing major surgery you will probably qualify.

The health insurance companies we work with offer a few plans depending on your location.. The major difference in these plans and ObamaCare are that they are underwritten based on your health, not your financial situation. So if you are healthy upon time of signing up, we can help save you money.

We have different health insurance options depending on the needs of you and your family. They are highly rated by AM Best and have a long record of excellent customer service.